Financial Aid


Education is a big investment. The training you’ll receive at Grace International Beauty School increases your chances of finding a great career and it decreases your chance of being unemployed. You’ll be more likely to find an interesting, rewarding career in a field that offers a lot of opportunity. When you graduate from Grace International Beauty School, you stand a better chance of finding a job and making more money than your peers with less education. You can download The Guide to Federal Student Aid and visit or for more information.

Financial resources available to those who qualify:

• FEDERAL GRANTS are monies given to people to help pay for school. If you are awarded money, you do not have to pay it back. This is awarded based on financial need.

• DIRECT LOANS are borrowed monies through the U.S. Department of Education that must be repaid (with interest).

• DIRECT Subsidized Loans are awarded to students who show financial need and is interest-free while the student is in school. You must start to repay this loan beginning six months after you leave school.

• DIRECT Unsubsidized Loans are available to all students, regardless of financial need. Interest does start on this loan while the student is in school.

• DIRECT Plus Loans are only available for parents of Dependent Students. Financial need is not a consideration. If approved for this loan, the amount will be applied directly to the student’s account. If the loan is denied, the student may apply for the maximum amount available in an Direct Unsubsidized Loan.

• Alternative loans can provide additional funding to assist students with their education. These are generally provided by banks and credit unions. We can provide you information on Alternative Loan options.

• Scholarships are provided by some companies, professional associations, and religious groups to individuals or their family members seeking an education. Searching the internet is a great way to see what might be available to you.


Financial Aid is available to those who qualify. Students are strongly encouraged to begin the application process three months prior to the class start date. Students applying for financial aid must complete a Free Application for Federal Student Aid (FAFSA) application at Please include all verification documents and appropriate school forms to be considered. The school code for Grace International Beauty School is 04223200.


• Your Social Security number

• Your parents’ Social Security numbers if you are providing parent information (Not sure whether you will need to put your parents’ information on the FAFSA? Check out “Am I Dependent or Independent?” at

• Your driver’s license number if you have one

• Your Alien Registration Number if you are not a U.S. citizen

• Federal tax returns applicable to the financial aid award year of the FAFSA application, including IRS W-2 forms for you (and your spouse, if you are married) and for your parents if your application requires parents’ information.

• Records of your untaxed income, such as child support received, interest income, and veterans’ non-education benefits, for you and for your parents if you are providing parent information.

• Information on cash; savings and checking account balances; investments, including real estate but not including the home in which you live; and business and farm assets for you, and for your parents if you are providing parent information.

Within a few days, the US Department of Education will send you your Student Aid Report (SAR) – the result of your FAFSA. Review your SAR and, if necessary, make changes or corrections and submit your SAR for reprocessing. Your complete, correct SAR will contain your Expected Family Contribution (EFC) – the number used to determine your federal student aid eligibility.



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